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There are refinancing options for every homeowner. Whether you are looking to lower your monthly payments, shorten your mortgage term, or obtain cash-out equity from your home, Brian Savage has the lender relationships, expert staff, and industry knowledge to find the most suitable loan product at the best rate for every scenario.

Regardless of your reasons for wanting to refinance your existing mortgage, we can help you make a decision that works best for you.
Dollar Notes


Lower your interest rate

This can make a big difference in your monthly out-of-pocket housing costs, saving you money.

Build equity faster

If you are in a position to make higher monthly payments due to an increase in salary or other good fortune, you may want to switch from a 30-year loan program to a 15- or 20-year term. This enables you to build equity faster and save money on financing fees.

Change your loan program

Some homeowners who start out in an adjustable rate mortgage (ARM) may want to switch to the stability of a fixed-rate mortgage. A consultation with Brian Savage, can help you determine if you can save money with another type of loan program.

Take advantage of improved credit score

If your credit score has improved as a result of making your mortgage payments on time and in full, you may be in a position to take advantage of your improved credit standing. We can review your current credit score, the terms of your existing mortgage, and review options for other loan programs that could not only reduce your monthly payment, but also save you money on interest fees paid over the life of the loan.

Use the equity you’ve established

A cash-out refinance allows you to tap into the equity you have built up in your home. You may want to pay off higher interest rate debt, send a child to college, or use the money for home improvements. And, if you are currently paying for mortgage insurance and your loan-to-value has decreased, you may qualify for a loan without mortgage insurance.

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